Rewards Schemes: Worth it?
$150 cash back sounds pretty great right? In fact it probably sounds too good to be true; surely they don't mean they will literally give you $150 cash in exchange for buying this one fridge with a specific credit card...
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Five reasons good to get a rainwater tank
Unless you’ve ever lived on a farm, hooking up a rainwater tank probably isn’t something you’ve ever thought about. After all, you’re hooked up to the main water grid, why tamper with it? Well, if you live in a city like Auckland where water usage is...
The Dangers of Payday Loans
We’ve probably all heard of payday loans, and we’ve probably all heard of why they’re a bad idea. But when we’re in a desperate situation we’re often willing to take more risks, and ignore future problems just to alleviate the immediate pressure. So let’s look...
How to improve your credit score
Credit scores can be a scary thing to think about, but a bad score is not the end of the world. Here are some simple steps you can take to improve your credit score, and if you need a hand understanding what your credit score...
What is a credit score?
We’ve all heard the words “Credit Score” at some point in our lives, and most have us understand enough to know its a number that people use to determine whether or not we can be given credit (loans, hire purchase, etc). But What is it really? Well in New...
Save Power, Save Money
Cutting back on your power bill can seem like a scary task, and you might feel like you’ll have to lose comforts or essentials in order to achieve it. But with little tips and tricks you can have a real impact on your finances, without any huge sacrifices. Laundry There...
When debt becomes unmanageable, consider the No Asset Procedure
Sometimes, debt becomes absolutely unmanageable and you need to start looking at options beyond simple repayment and payment plans. If you have reached this stage, it is time to speak to a financial mentor. Get free advice from one of our Financial Mentors by calling...
Ways To Save When Money Is Tight
You know the importance of a proper budget, and you know the importance of saving, but it’s also important to have a bit of money set aside for any unexpected expenses....
What to consider when shopping for insurance
Insurance, we all need it. Life, car, home and contents, there’s a lot to unpack. Choosing the right coverage There are so many things that might not be automatically included when you’re choosing coverage. Do you need it just for theft, or do you also need protection...
5 ways to reduce the cost of petrol
Having to pay the high cost of petrol is an unavoidable reality for most of us, after all access to a vehicle and transportation is essential to modern life. But there are always ways you can save money at the pump, and with a little...