Author: fincap

Kaitaia Family Budgeting Service manager Raewyn Flay knows there is a lot of stigma around the word budgeting. Budgeting is just one small part of what her and the team of financial mentors do. Based alongside the Kaitaia Community House, the service has been helping whānau take...

There are plenty of options to eat good food, even on a tight budget. Here’s 8 ideas to help you spend less money on food. 1 – Try online shopping Online shopping can help you stick to your shopping list and only buy what you need. You’re more likely to spend within...

We are all looking to save money on our power. So, here are 10 ideas that will help you start saving today. 1 - Have shorter showers Hot water is one of the biggest uses of power in the house, so finding ways to have shorter showers...

Frugal living or plain being careful with your money is not always easy! Luck for us, there is a wealth of advice on the internet. Here are some ideas from some bloggers who gave us their best tips and ideas. Kylie from The Thrifty Issue shared this: “Stick to a...

As reliably as Murphy’s Law, the moment you decide to save money, something goes wrong. Here are 10 annoying things that always seem to happen the moment you start saving. 1. Something crucial breaks down, like the car, or fridge! 2. Someone will get sick or hurt and need a...

The cheapest company is the one who is cheapest for YOU. Someone else will use power at a different time/amount and it will be a different company for them. Thankfully, a couple of websites sorted these calculations out for us! Make sure you use your bills...